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Jerome Chambers
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Jerome Chambers, Walsall, WS1

Offers in Excess of £1,000,000

Jerome Chambers, Walsall, WS1

Offers in Excess of £1,000,000

bedrooms
19

Calling all HMO investors seeking a unique opportunity to own this Regency Period, Grade 2 listed building in Walsall near the Town Centre.This is a 19 Bedroom, 3 storey building located on the edge (...)

Kenilworth Cres, Reedswood
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Kenilworth Cres, Reedswood, Walsall, WS2

Monthly Rental Of £700

Kenilworth Cres, Reedswood, Walsall, WS2

Monthly Rental Of £700

bedrooms
2
bathrooms
1
receptions
1

**View the Walk Through VIDEO TOUR HERE** An excellent two bedroom end town house newly re-furbished throughout including a brand new bathroom installation. Situated in the popular Reedswood area (...)

Walsall Rd, Darlaston
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Walsall Rd, Darlaston, Wednesbury, WS10

Monthly Rental Of £775

Walsall Rd, Darlaston, Wednesbury, WS10

Monthly Rental Of £775

bedrooms
3
bathrooms
1
receptions
2

**View the walk through VIDEO TOUR HERE** Ashmore Lettings & Sales are proud to present this newly refurbished three bedroom spacious family home located close to local shops and amenities. Situated (...)

Westbourne Street, Butts
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Westbourne Street, Butts, Walsall, WS4

Offers in the Region Of £165,000

Westbourne Street, Butts, Walsall, WS4

Offers in the Region Of £165,000

bedrooms
3
bathrooms
1
receptions
2

To view the virtual tour, please click on the video tab above or the virtual tour button to the right of the main picture. This property has just become available in the Butts area of Central (...)

While many banks and building societies refuse to offer residential loans that beyond retirement or age 75, new pension freedoms have prompted one major lender to change its rules.

The Mortgage Work, the buy-to-let arm of Nationwide Building Society, will now offer the under-70s a loan for up to 35 years.

Managing director Henry Jordan confirmed that customers would in theory be able to borrow past their 100th birthday.

"Using buy-to-let as a long-term investment is growing in popularity among people who want to maintain their options and potential sources of income into retirement, and the prospects of the new measures regarding pensions could see even more considering it as an option for their retirement savings.

"Our removal of upper age limits at maturity will ensure customers are offered greater choice and flexibility around the point at which they might sell their property; providing increased peace of mind for their tenants, as well as supporting stability in the wider market."

The move to offer buy-to-let loans to retired customers contrasts the attitude towards residential mortgages, where customers in their 50s are being rejected for loans stretching beyond age 70.

Mark Harris, chief executive of mortgage broker SPF Private Clients, said: "Getting a buy-to-let mortgage should be easier for an older borrower than obtaining a residential loan because the rental income that covers repayments should not fall when the landlord retires, while the employment income used to pay for a residential mortgage does."

He said Nationwide's policy on borrowing ages was the most relaxed among the major lenders. Some smaller, regional building societies had also removed the "maximum age" for borrowing and were lending on a case-by-case basis, he added, while Aldermore, Kent Reliance Building Society and Precise Mortgages all allowed borrowing to age 85.

 
Tanacetum Dr, Tamebridge
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Featured Property

Tanacetum Dr, Tamebridge, Walsall, WS5

Monthly Rental Of £700

bedrooms3    bathrooms 1    receptions 1   

This 3 bed town house needs to be viewed to fully appreciate the accommodation on offer. Situated on the popular Tamebridge development, tucked away on a quiet cul-de-sac, makes this an ideal (...)

Customer Reviews

  • An all round professional service that I would use again and happily recommend to other"
    P. Johnson
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    D. Turner
  • Having been involved in the industry for many years and having used several agents during this time, I can honestly say that the partners at Ashmore Lettings are experts at what they do"
    M. Khan
  • I turned to renting out my property as a last resort. The enthusiasm and expertise shown at Ashmore Lettings led me to purchase another property specifically, to rent out! An outstanding service easy to recommend to others"
    S. Thompson
  • I work in the Middle East and have rented my property out through Ashmore Lettings for several years. The property is well-maintained and managed. I am kept informed of regular inspections. My personal obligations/ liabilities regarding the property are taken care of by Ashmore. Over the years we have developed a personal relationship which makes me extremely comfortable and stress free knowing our property is with the best of people"
    Mr A Rai

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