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Yorkshire Grove
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Yorkshire Grove, Walsall

Monthly Rental Of £650

Yorkshire Grove, Walsall

Monthly Rental Of £650

bedrooms
2
bathrooms
2
receptions
1

An excellently presented 2-bedroom semi-detached house on a highly popular estate in Walsall, WS2. Ideally situated on a major road network within easy reach of Walsall and Bloxwich town centres. It (...)

Harrison Street Bloxwich
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Let STC
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Let STC

Harrison Street Bloxwich, Walsall

Monthly Rental Of £550

Harrison Street Bloxwich, Walsall

Monthly Rental Of £550

bedrooms
2
bathrooms
1
receptions
2

A Newly refurbished 2-bedroom mid terraced house close to Bloxwich town centre, Walsall, WS3. Ideally situated a short commute to Walsall and Willenhall town centres. It benefits from being local (...)

Shropshire Close
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Let STC
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Let STC

Shropshire Close, Walsall

Monthly Rental Of £650

Shropshire Close, Walsall

Monthly Rental Of £650

bedrooms
2
bathrooms
1
receptions
1

This 2-bedroom semi-detached house is set on a new development called Regents Wharf which is approximately half a mile away from Walsall Town Centre. It is also within walking distance of Mary (...)

Sutton Road
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Let STC
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Let STC

Sutton Road, Walsall

Monthly Rental Of £900

Sutton Road, Walsall

Monthly Rental Of £900

bedrooms
3
bathrooms
1
receptions
2

A well-presented 3-bedroom detached house on the highly popular Sutton road, Walsall, WS5. Ideally situated on a major road network within easy reach of Sutton and its environs and a short commute to (...)

While many banks and building societies refuse to offer residential loans that beyond retirement or age 75, new pension freedoms have prompted one major lender to change its rules.

The Mortgage Work, the buy-to-let arm of Nationwide Building Society, will now offer the under-70s a loan for up to 35 years.

Managing director Henry Jordan confirmed that customers would in theory be able to borrow past their 100th birthday.

"Using buy-to-let as a long-term investment is growing in popularity among people who want to maintain their options and potential sources of income into retirement, and the prospects of the new measures regarding pensions could see even more considering it as an option for their retirement savings.

"Our removal of upper age limits at maturity will ensure customers are offered greater choice and flexibility around the point at which they might sell their property; providing increased peace of mind for their tenants, as well as supporting stability in the wider market."

The move to offer buy-to-let loans to retired customers contrasts the attitude towards residential mortgages, where customers in their 50s are being rejected for loans stretching beyond age 70.

Mark Harris, chief executive of mortgage broker SPF Private Clients, said: "Getting a buy-to-let mortgage should be easier for an older borrower than obtaining a residential loan because the rental income that covers repayments should not fall when the landlord retires, while the employment income used to pay for a residential mortgage does."

He said Nationwide's policy on borrowing ages was the most relaxed among the major lenders. Some smaller, regional building societies had also removed the "maximum age" for borrowing and were lending on a case-by-case basis, he added, while Aldermore, Kent Reliance Building Society and Precise Mortgages all allowed borrowing to age 85.

 
Dalkeith Street
Sold STC

Featured Property

Dalkeith Street, Walsall

Offers in the Region Of £80,000

bedrooms2    bathrooms 1    receptions 2   

Ashmore  Lettings  &  Sales  are  pleased  to  offer  for  sale  this  traditional  two  bedroom  house  on  (...)

Customer Reviews

  • An all round professional service that I would use again and happily recommend to other"
    P. Johnson
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    D. Turner
  • Having been involved in the industry for many years and having used several agents during this time, I can honestly say that the partners at Ashmore Lettings are experts at what they do"
    M. Khan
  • I turned to renting out my property as a last resort. The enthusiasm and expertise shown at Ashmore Lettings led me to purchase another property specifically, to rent out! An outstanding service easy to recommend to others"
    S. Thompson
  • I work in the Middle East and have rented my property out through Ashmore Lettings for several years. The property is well-maintained and managed. I am kept informed of regular inspections. My personal obligations/ liabilities regarding the property are taken care of by Ashmore. Over the years we have developed a personal relationship which makes me extremely comfortable and stress free knowing our property is with the best of people"
    Mr A Rai

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